Get paid at the
speed of freight.
Send and receive payments with any broker, carrier, owner-operator or driver on KeepLoaded. Pay by bank or card — the money goes to the receiver's bank automatically.
- Free to send
- Flat 1% to receive
- No monthly fee
1%
Flat KeepLoaded fee
$0
Cost to send
2 ways
Bank (ACH) or card
Same day
Instant cash-out
How it works
Simple payments. Built for freight.
Pick who you're paying
Search any broker, carrier, owner-operator or driver on KeepLoaded. Add the amount and what it's for.
Confirm the check
Before anything moves, you see a check-style summary — who, how much, memo and method. One tap to send.
Money lands in their bank
Funds go to the receiver's bank automatically. Need it now? They can cash out instantly to a debit card.
Invoicing, payroll & quick pay
Invoice, pay drivers and get paid in one app.
Invoicing
Send an invoice. Get paid in the same app.
Carriers and brokers send invoices to the shippers who owe them and get paid through Wallet, so the invoice and the payment stay together.
- Invoice shippers for the loads you moved
- Brokers invoice their customers
- Paid invoices land in your Wallet
Driver payroll
Pay your drivers from one place.
Carriers run driver pay through Wallet. Send each driver's pay, add a memo for the loads it covers, and keep a record of every payment.
- Pay drivers by bank or card
- Memo ties pay to the load
- Free to send
Quick pay
Quick pay without paper checks.
Pay or get paid as soon as a load delivers. Receivers can cash out instantly to a debit card.
- No waiting on mailed checks
- Instant cash-out option
- Flat 1% to receive
Who it's for
One wallet for everyone who moves the load.
Brokers
Pay carriers the moment a load delivers.
- Quick pay without paper checks
- Memo ties each payment to its load
- Bank payments capped at $5 processing
Carriers
Invoice shippers. Pay your drivers.
- Bill the shippers who owe you
- Send driver settlements in seconds
- Every transfer logged with a memo
Owner-operators
Your truck, your cash flow.
- Get paid and pay helpers or partners
- Instant cash-out after delivery
- Works on any phone
Drivers
See your pay hit — no extra app.
- Receive pay from your carrier
- Money goes to your bank automatically
- Free KeepLoaded account
Brokers, carriers and owner-operators can send. Everyone on KeepLoaded can receive.
Simple pricing
Free to send.
1% to receive.
No monthly fee and no surprises. The sender pays exactly what they type. The receiver pays KeepLoaded's flat 1% plus standard processing for the method used.
- Bank (ACH)
- 0.8% processing, never more than $5 — best for big payments.
- Card
- 2.9% + 30¢ processing — fastest for the sender.
- Instant cash-out
- Optional same-day transfer to a debit card for a small instant-payout fee.
Fee calculator
- Sender pays
- $1,000.00
- KeepLoaded fee (1%)
- −$10.00
- Bank processing
- −$5.00
Estimate using standard US processing rates. Instant cash-out fees are separate.
Built-in safety
Every payment, double-checked.
Processed by Stripe
Bank-grade payment processing behind every transfer.
Verified receivers
Receivers confirm their identity and bank before they can be paid.
Confirm before you send
A check-style summary appears before every payment — no accidental sends.
Memo on every payment
Each transfer records what it's for, so your books stay clean.
Questions
Everything about KeepLoaded Wallet
Stop chasing checks. Start getting paid.
Your wallet comes with every KeepLoaded account. No monthly fee — set up in minutes.